Terms of Use
This page sets out the terms of agreement between Matrix-Data Limited ("we", "us")
and each visitor to this site ("you") regarding your usage of our site, "My Local
Adviser". By using or accessing the site you agree to be legally bound by these
terms - if you do not agree to these terms, you must not use this site. We reserve
the right to change these terms and any information on the site at any time without
notice - changes will take effect immediately upon posting and you will confirm
your agreement to be bound by the revised terms by continuing to use the site.
Website purpose
My Local Adviser has been developed by Matrix Solutions (a trading name of Matrix-Data
Ltd) to offer consumers free access to contact details for a range of investment
advisers in any given area of the UK. You agree that you will use our site solely
for your own reference as a personal investor and will not seek to exploit the site
or its content for any commercial purpose.
Investment Advisers and Regulation
Under the Financial Services and Markets Act 2000, the giving of advice in relation
to certain investments is an activity regulated by the independent watchdog for
the financial services industry, the Financial Services Authority ("FSA"). Only
persons with authorisation from the FSA or those benefiting from an exemption can
do so. The majority of advisers on this website are authorised firms. Some advisers
are 'appointed representatives' of authorised firms, which means that they are not
directly authorised themselves but they have been appointed by an authorised firm
to act on its behalf, and so benefit from an exemption.
Although periodic checks are made to verify that an authorised firm continues to
be registered with the FSA, Matrix Solutions recommends that individuals make their
own checks before engaging an adviser. If you are unsure as to the current regulatory
status of any firm or individual, please contact the FSA Central Register directly
on 0845 606 1234 or via the web at www.fsa.gov.uk/register.
Not all investments are regulated by the FSA, especially those originating outside
the UK, so before making any investment decision we would encourage you to check
with an adviser:
- whether the potential investment is subject to regulation by the FSA; and
- whether your investment would be covered by the Financial Ombudsman Service and
the Financial Services Compensation Scheme. (Further details about these schemes
can be obtained from www.financial-ombudsman.org.uk and www.fscs.org.uk.)
Our lists cover a wide range of advisers, including independent financial advisers,
insurance intermediaries, mortgage intermediaries, and other persons who advise
on investments. Some of the advisers are tied agents or multi-tied agents, and some
advisers may offer independent advice in relation to some products but advice limited
to a certain range of providers in relation to other products - when dealing with
an adviser, you should check the basis upon which any advice is given to you.
Advice
Matrix-Data Limited is a website publisher and not a financial adviser. Nothing
in the content of this website is intended to constitute financial, legal or tax
advice. We strongly recommend that potential investors seek advice
from an appropriately qualified adviser before entering into any investment.
The firms listed on this site have not been vetted by us and inclusion within My
Local Adviser is not an endorsement or recommendation of any adviser by us. We accept
no liability for any advice which an adviser may give to you.
Site Content
The information on this site in relation to each adviser is supplied by the adviser
concerned and has not been verified by us in anyway. We accept no responsibility
for the information on this site relating to the advisers or for the content of
any website reached via a link from this site. Whilst making efforts
to update the content of this site, we disclaim all liability for any errors, omissions
or misleading statements in that content.
To the extent that the information on this site in relation to a particular adviser
constitutes a financial promotion, that content has been approved for the purposes
of section 21 of the Financial Services and Markets Act 2000 by the adviser concerned
(or, in the case of an appointed representative, by the authorised firm which appointed
the representative, as noted) for distribution on this site.
The name My Local Adviser and all rights in the design, text, graphics and any other
material on this site are the copyright of us. No part of this website may be reproduced,
stored in a retrieval system or transmitted in any form or by any means electronic,
mechanical recording or otherwise for commercial reward or gain without our prior
written permission.
Data Protection and Privacy
Any personal data we receive from you when you submit an enquiry will be retained
in accordance with our obligations under the Data Protection Act 1998. We will not
pass your details to any third party without first obtaining your permission.
Exclusions
Neither Matrix-Data Ltd nor any of its officers or employees will be liable for
any direct or indirect loss, cost, claim or expense arising out of or in connection
with the use of this site or reliance on any of its content. Notwithstanding the
foregoing, nothing in these terms is intended to limit or exclude liability for
death or personal injury resulting from our negligence or that of our employees
or agents.
Applicable Law
You agree that these terms shall be governed by the laws of England and Wales and
subject to the exclusive jurisdiction of the English courts.
Further Information
All queries regarding the services of an IFA should be made direct to the relevant
IFA; Matrix Solutions does not represent or act for any of the IFAs listed on this
site.
Any organisation wishing to use My Local Adviser to market the services of IFAs
should contact Matrix Solutions directly via the details below, or visit our website.
Matrix Solutions
55 New Oxford Street
London
WC1A 1BS
Tel: 020 7074 1200
Fax: 0207 7074 1201
Website: www.matrixsolutions.co.uk
Email:info@matrixsolutions.co.uk
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Key information:
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Registered Name:
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Matrix-Data Limited.
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Registered Address:
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55 New Oxford Street, London, WC1A 1BS
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Company Number:
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1934498
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Place of Registration:
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Companies House, Crown Way, Maindy, Cardiff, CF14 3UZ
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