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Address: Suite 21, Enterprise House, Cheney Manor Industrial Estate, Swindon, SN2 2YZ
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Telephone: 01793 600699
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Fax: 01793 600690
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Charging Structure: Fee based
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Business Areas: Direct Investments, Group Pensions, Group Protection, Investment Bonds, Investment Trusts, Life Assurance, Offshore investments, Personal Pensions, Personal Protection, Retirement Planning, SIPP, Structured Products, Unit Trusts
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Financial Qualifications: No records held.
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Address: 201 Rodbourne Road, Swindon, SN2 2AA
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Telephone: 08005 670018
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Fax: 08720 454187
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Charging Structure: PAYMENT FOR SERVICES
For providing investment advice you will pay for our services on the basis of your choice of fee, commission (or product charges) or a combination of fee and commission (through product charges). We will discuss your payment options with you and answer any questions you have. We will not charge you until we have agreed with you how we are to be paid.
When paying by fee, whether you buy a product or not, you will pay us a fee for our advice and services. If we also receive commission from the product provider when you buy a product, we will pass on the full value of that commission to you in one or more ways. For example, we could reduce our fee; or reduce your product charges; or increase your investment amount; or refund the commission to you.
If you wish to pay for our services by way of a fee we will agree the rate or amount we will charge before beginning work and provide you with a fee agreement in relation to any work we undertake in accordance with our Treating Customers Fairly culture. We do not charge VAT.
Our typical charges are:
Chartered Financial Planner £185 per hour
Financial Adviser £145 per hour
Administration £45 per hour
Reviews: we will confirm what we will charge you in writing before beginning work. Our typical charges are:
Initial review: Free of charge
Annual review: Time cost subject to a minimum charge of £100 per annum for fee based work.
If you elect to pay for the ongoing servicing of your policies using product charges then we will agree a % of funds under management that will be paid to us for this purpose, with a maximum charge of 1% per annum.
You may ask us for an estimate of how much in total we might charge. You may also ask us not to exceed a given amount without checking with you first.
When paying by commission (through product charges) if you buy a financial product, we will normally receive commission on the sale from the product provider. Although you pay nothing up front, that does not mean our service is free. You still pay us indirectly through product charges. Product charges pay for the product provider¿s own costs and any commission. These charges reduce the amount left for investment. If you buy direct, the product charges could be the same as when buying through an adviser, or they could be higher or lower. We will tell you how much the commission will be before you complete an investment, but you may ask for this information earlier.
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Business Areas: Commercial Lines, Commercial Mortgages, Corporate Finance, Direct Investments, EIS, Equity release, Ethical investments, Group Pensions, Group Protection, ISAs, Investment Bonds, Investment Trusts, Life Assurance, Longterm care, Management of Investments, Offshore investments, Personal Lines, Personal Pensions, Personal Protection, Property investments, Residential Mortgages, Retirement Planning, SIPP, Structured Products, Tax Efficient Investments, Unit Trusts, VCT
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Financial Qualifications: CeMAP, CeRER, CertMA, FPC1, FPC2, FPC3
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Address: 310 The Cullerns, Highworth, Swindon, SN6 7NX
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Telephone: 01793 764321
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Charging Structure: All clients are offered the choice of paying for advice by fees or commission or a combination of both. All charges would be shown in writing before any commitment is made.
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Business Areas: Group Pensions, ISAs, Investment Bonds, Investment Trusts, Life Assurance, Personal Pensions, Personal Protection, Retirement Planning, Unit Trusts
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Financial Qualifications: No records held.
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Address: 5 Commercial Road, Swindon, SN1 5NF
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Telephone: 01793 488044
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Fax: 01793 488814
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Charging Structure: Fee or commission
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Business Areas: Commercial Mortgages, Group Pensions, Group Protection, ISAs, Investment Bonds, Investment Trusts, Life Assurance, Personal Lines, Personal Pensions, Personal Protection, Residential Mortgages, Retirement Planning, Unit Trusts
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Financial Qualifications: No records held.
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Address: Orchard House, Bagbury Lane, Restrop, Purton, Swindon, SN5 4LX
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Telephone: 01793 771093
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Fax: 01793 477966
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Charging Structure: Fee or commission
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Business Areas: Commercial Lines, Commercial Mortgages, Corporate Finance, Direct Investments, Equity release, Group Pensions, ISAs, Investment Bonds, Investment Trusts, Life Assurance, Management of Investments, Personal Lines, Personal Pensions, Residential Mortgages, Retirement Planning, SIPP, Tax Efficient Investments, Traded Endowments, Unit Trusts
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Financial Qualifications: AFPC, CFP, FPC1, FPC2, FPC3
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