|
Address: 37a Princes Crescent, Morecambe, LA4 6BY
|
|
Telephone: 01524 416872
|
|
Fax: 01524 416944
|
|
Charging Structure: Our firm is fee based. The initial consultation is at our expense with a fixed rate fee for an initial financial plan. This charge is reduced or removed if the recommendations are then implemented by ourselves.
|
|
Business Areas: Commercial Lines, Commercial Mortgages, Corporate Finance, Direct Investments, Ethical investments, Group Pensions, ISAs, Investment Bonds, Investment Trusts, Life Assurance, Offshore investments, Personal Lines, Personal Pensions, Property investments, Residential Mortgages, Retirement Planning, SIPP, Structured Products, Tax Efficient Investments, Traded Endowments, Unit Trusts
|
|
Financial Qualifications: No records held.
|
|
Address: 478 Marine Road East, Morecambe, LA4 6AF
|
|
Telephone: 01524 423447
|
|
Fax: 08717 000010
|
|
Charging Structure: With regard to fees, I discuss the payment options with my clients and answer any questions they may have. I do not charge anything until we have agreed terms of remuneration . There are two options - The client can pay a fee for advice and services, or I can be remunerated with commission direct from the product provider following a sale of a product. In the case of the first scenario a fee is paid for advice and service whether the client purchases a product or not. In the case of the second scenario, advice and services are provided but if no product is purchased no commission or fees are paid.
|
|
Business Areas: ISAs, Investment Bonds, Life Assurance, Personal Lines, Personal Pensions, Personal Protection, Residential Mortgages, Unit Trusts
|
|
Financial Qualifications: FPC1, FPC2, FPC3, MAPC
|
|