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Address: 1a Boardwalk, Northgate, Chichester, PO19 1AR
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Telephone: 01243 553546
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Fax: 01243 774222
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Charging Structure: Fixed fees can be agreed in advance for specific work capped at £1,000, and any commissions given up or rebated.
For investments including pensions, ongoing advice and service is provided at 1% pa of assets under management, with any commissions offset against the fee.
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Business Areas: Annuities, Commercial Mortgages, Equity release, Group Pensions, Group Protection, ISAs, Investment Bonds, Investment Trusts, Life Assurance, Longterm care, Offshore investments, Personal Pensions, Personal Protection, Residential Mortgages, Retirement Planning, SIPP, Tax Efficient Investments, Traded Endowments, Unit Trusts
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Financial Qualifications: FPC1, FPC2, FPC3, LMAPC
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Address: 39 Southgate, Chichester, PO19 1DP
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Telephone: 08452 301470
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Fax: 08452 301472
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Charging Structure: Commission based
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Business Areas: Commercial Lines, Commercial Mortgages, Group Protection, Life Assurance, Personal Lines, Personal Protection, Residential Mortgages
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Financial Qualifications: No records held.
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Address: Forum House, Stirling Road, Chichester, PO19 7DN
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Telephone: 01243 553546
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Charging Structure: Fee or commission
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Business Areas: Direct Investments, Ethical investments, Group Pensions, ISAs, Investment Bonds, Investment Trusts, Personal Pensions, Retirement Planning, SIPP, Tax Efficient Investments, Unit Trusts
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Financial Qualifications: No records held.
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Address: 8 West Pallant, Chichester, PO19 1TD
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Telephone: 01243 532635
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Fax: 01243 532728
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Charging Structure: We offer all clients an initial free consultation meeting.
Should you wish us to use our services our remuneration may be by way of fees, commission, or a combination of both and the basis for our remuneration will be agreed with you at outset. This is our typical charges for the arrangement of the following products and services
Mortgage Advice
For advising and arranging mortgages we will charge a fee of £195. In situations where the chosen lender pays commission this will be received in addition to the fee charged.
Alternatively, you can choose to pay a fee of 1% of the loan amount and any commission received from the lender will be refunded back to you.
Lifetime Mortgages
For advising and arranging lifetime mortgages and other equity release schemes we will take commission from the lender and charge a fee of £495 in addition to the commission received.
Alternatively, you can choose to pay a fee of £1495 and any commission received from the lender will be refunded back to you.
Life Assurance
For advising and arranging life assurance we will take commission from the provider and charge no fees. If you subsequently cease to pay premiums on a policy and in consequence we are obliged to refund commission that has been paid to us, we reserve the right to charge you a fee based on the number of hours spent in advising you and arranging the policy at the hourly rate of £125. But we will not charge any fee if you exercise your right to cancel the policy in accordance with the cancellation notice sent to you by the life assurance company.
Investment and Pension Advice
For advising on investments and pensions we offer 3 options. You can choose a fee option, a combination of commission and fees or a commission only option.
Our fees are charged at £125 per hour. Commission rates vary between the different product types and these will be discussed with you at our initial meeting.
Where commission is taken and you subsequently cease to pay premiums on a contract and in consequence we are obliged to refund commission that has been paid to us, we reserve the right to charge you a fee based on the number of hours spent in advising you and arranging the policy at the hourly rate of £125. But we will not charge any fee if you exercise your right to cancel the contract in accordance with the cancellation notice sent to you by the life assurance company.
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Business Areas: Commercial Mortgages, Equity release, Ethical investments, Group Pensions, Group Protection, ISAs, Investment Bonds, Investment Trusts, Life Assurance, Longterm care, Management of Investments, Offshore investments, Personal Lines, Personal Pensions, Personal Protection, Property investments, Residential Mortgages, Retirement Planning, SIPP, Tax Efficient Investments, Unit Trusts
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Financial Qualifications: FPC1, FPC2, FPC3, MAPC
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Address: 4 Donnington Park, Birdham Road, Chichester, PO20 7DU
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Telephone: 01243 532161
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Fax: 01243 536087
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Charging Structure: The company charges fees for it's services.
Fees are payable directly the the Company or in some circumstances may be paid from a financial product set up for you. This arrangement leaves the choice of payment method for you to decide. It may also permit you to spread the cost of advice over the lifetime of a product without a initial direct cost to you.
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Business Areas: EIS, Equity release, Ethical investments, Group Pensions, Group Protection, ISAs, Investment Bonds, Investment Trusts, Life Assurance, Longterm care, Management of Investments, Offshore investments, Personal Pensions, Personal Protection, Residential Mortgages, Retirement Planning, SIPP, Structured Products, Tax Efficient Investments, Traded Endowments, Unit Trusts, VCT
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Financial Qualifications: AFPC, FPC1, FPC2, FPC3
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