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Address: 4 Stratfield Saye, 20-22 Wellington Road, Bournemouth, BH8 8JN
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Telephone: 01202 312288
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Fax: 01202 312299
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Charging Structure: Fee based
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Business Areas: Ethical investments, Group Pensions, Group Protection, ISAs, Investment Bonds, Investment Trusts, Life Assurance, Longterm care, Offshore investments, Personal Pensions, Personal Protection, Retirement Planning, SIPP, Unit Trusts
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Financial Qualifications: AFPC, CFP, CIP, CSP, FPC2, IAQ, ICFA, IFQ, IMC, LMAPC, MAPC
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Address: 34 St. Lukes Road, Bournemouth, BH3 7LT
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Telephone: 01202 252265
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Fax: 01202 252265
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Charging Structure: Commission based
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Business Areas: Commercial Mortgages, Personal Protection, Residential Mortgages
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Financial Qualifications: No records held.
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Address: 23 Hinton Road, Bournemouth, BH1 2EF
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Telephone: 08000 029650
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Fax: 08445 045271
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Charging Structure: Fee or commission
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Business Areas: Commercial Lines, Commercial Mortgages, Direct Investments, Equity release, Ethical investments, Group Pensions, Group Protection, ISAs, Investment Bonds, Investment Trusts, Life Assurance, Management of Investments, Personal Lines, Personal Pensions, Personal Protection, Residential Mortgages, Retirement Planning, SIPP, Structured Products, Tax Efficient Investments, Traded Endowments, Unit Trusts
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Financial Qualifications: FPC1, FPC2, FPC3
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Address: 24 Leamington Road, Bournemouth, BH9 1DD
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Telephone: 01202 520550
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Fax: 01202 527044
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Charging Structure: Fee or commission
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Business Areas: Commercial Lines, Commercial Mortgages, Corporate Finance, Direct Investments, Equity release, Ethical investments, Group Protection, ISAs, Investment Bonds, Investment Trusts, Life Assurance, Longterm care, Management of Investments, Personal Lines, Personal Pensions, Personal Protection, Property investments, Residential Mortgages, Retirement Planning, Tax Efficient Investments, Unit Trusts
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Financial Qualifications: No records held.
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Address: 305 Holdenhurst Road, Bournemouth, BH8 8BX
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Telephone: 01202 646960
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Fax: 01202 304717
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Charging Structure: How we are paid
The Initial Disclosure Document, as available on this site, explains the way we work and how we are paid for different aspects of business. In order to clarify our way of working see the summary below of how we are paid.
Mortgages:
for example: first time buyers: movers: investment (buy to let): lifetime mortgages for the retired
Before advice and recommendation we will agree how we will be paid if we proceed to a successful application. We are paid usually by a combination of a fee plus a commission from the lender ( If a fee is charged it is usually £250) or sometimes just by commission only from the lender. This will be a matter of discussion and no fees will be charged without prior confirmation in writing.
General Insurances:
for example: life insurance: critical illness insurance: income and mortgage protection: private medical insurance: building and contents insurance
This type of business is usually paid by commission only. This commission depends if our clients are happy to proceed to application after advice and recommendation and then as a result business is completed.
Commission is paid to the financial advisers' firm by a provider, for the successful placing of business. The commission is included within the providers normal product charges, so there is nothing you need to pay us in addition. The amount of commission, both initial and ongoing, is based on a percentage of the premiums payable.
Investment based and Pension business:
for example: personal/stakeholder pensions: collective investments: life bonds: ISAs: whole of life insurance
Before advice and recommendation we will ensure that you fully understand how we are paid for any financial product you buy. The industry currently offers a choice of fee, commission or a combination of both.
We usually work based on commission and this explains how commission is paid. You would be fully informed on the sums involved before proceeding to applicaiton.
*Commission is paid to the financial advisers' firm by a provider, usually an insurance company or an investment house, for the successful placing of business. The commission is included within the providers' normal product charges, so there is nothing you need to pay us in addition. The amount of commission is based on a percentage of the premiums payable or sums invested.
Our practice does not usually work based on fees. This explains how fees work and if this best suits you then we may not be the best practice for you to work within.
**Fees will usually be based on time spent and evaluated at a rate per hour calculated to cover our costs. Fees can attract an additional VAT charge (if applicable) whereas commissions, under current legislation, do not.
NB - No commission will be taken without full disclosure to you and discussion.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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Business Areas: Commercial Lines, Commercial Mortgages, Corporate Finance, Direct Investments, EIS, Equity release, Ethical investments, Group Pensions, Group Protection, ISAs, Investment Bonds, Investment Trusts, Life Assurance, Longterm care, Management of Investments, Offshore investments, Personal Lines, Personal Pensions, Personal Protection, Property investments, Residential Mortgages, Retirement Planning, SIPP, Structured Products, Tax Efficient Investments, Traded Endowments, Unit Trusts, VCT
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Financial Qualifications: No records held.
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Address: Wessex House, St. Leonards Road, Bournemouth, BH8 8QS
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Telephone: 01202 294800
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Fax: 08717 000010
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Charging Structure: With regard to fees we discuss the payment options with our clients and answer any questions they may have. We do not charge anything until the client has agreed how we will be paid. There are two options, the client can pay us a fee for our advice and services, or we can collect commission form the product provider following the sale.
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Business Areas: Commercial Lines, Commercial Mortgages, Group Pensions, Group Protection, ISAs, Investment Bonds, Investment Trusts, Life Assurance, Personal Lines, Personal Pensions, Personal Protection, Residential Mortgages, Unit Trusts
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Financial Qualifications: No records held.
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