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Address: 6 Snow Hill, London, EC1A 2AY
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Telephone: 020 7002 7715
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Fax: 020 7002 7716
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Charging Structure:
You will pay for our services on the basis of a fee, commission or a combination of both fee and commission. We will discuss your payment options with you and answer
any questions you have.
We will not charge you until we have agreed with you how
we are to be paid.
Paying by fee
Whether you buy a product or not, you will pay us a fee for our advice and services,which will become payable on completion of our work. If we also receive commission
from the product provider when you buy a product, we will pass on the full value of that commission to you in one or more ways. For example, we could reduce our fee;
or reduce your product charges; or increase your investment amount; or refund the commission to you.
Hourly Rate
We will confirm the rate we will charge in writing before beginning work. Our typical
charges are:
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Principal/Director/Partner £250 per hour
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Financial adviser £150 per hour
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Administration £125 per hour
We will tell you if you have to pay VAT.
Reviews
We will confirm what we will charge you in writing before commencing work on
your behalf based on the hourly fees referred to above.
We will tell you if you have to pay VAT.
You may ask us for an estimate of how much in total we might charge. You may also
ask us not to exceed a given amount without checking with you first.
Paying by commission through product charges
If you buy a financial product, we will normally receive commission on the sale from the product provider. Although you pay nothing to us up front, that does not mean our
service is free. You still pay us indirectly through product charges. Product charges pay for the product provider¿s own costs and any commission. These charges reduce the amount left for investment. If you buy direct, the product charges could be the same as when buying through an adviser, or they could be higher or lower.
The amount of commission we receive will vary depending on the amount you invest
and (sometimes) how long you invest or your age.
If you invest £5,000 in an individual savings account (ISA) we would receive
commission of 3% of the amount invested (£150) and 0.5% of the value of the fund
(roughly £25 every year).
If you pay £100 a month into a personal pension (with a term of 25 years) then we
would receive commission of £521.53.
If you pay £100 towards a whole life policy (with a term of 25years) then we would
receive £1,506.49.
We will tell you how much the commission will be before you complete an
investment, but you may ask for this information earlier.
Paying by a combination of fee and commission (through product charges)
We will charge you a combination of fees and commission. The actual amounts will
depend on the service provided to you, but will be in line with the arrangements set out in the sections headed ¿Paying by fee¿ and ¿Paying by commission (through
product charges)¿.
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Business Areas: Commercial Mortgages, Direct Investments, Ethical investments, Group Pensions, Group Protection, ISAs, Investment Bonds, Investment Trusts, Life Assurance, Longterm care, Management of Investments, Offshore investments, Personal Pensions, Personal Protection, Residential Mortgages, Retirement Planning, SIPP, Structured Products, Unit Trusts
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Financial Qualifications: CertMA, CertPFS, DipPFS, IMC
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Address: 4 Lombard Street, London, EC3V 9AA
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Telephone: 020 7933 8670
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Charging Structure: Fee or commission
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Business Areas: Group Pensions, ISAs, Investment Bonds, Investment Trusts, Life Assurance, Personal Pensions, Personal Protection, Unit Trusts
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Financial Qualifications: No records held.
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Address: 51 Moorgate, London, EC2R 6PB
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Telephone: 020 7562 5868
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Fax: 08445 458202
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Charging Structure: Fee or commission
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Business Areas: Commercial Lines, Commercial Mortgages, EIS, Equity release, Group Pensions, Group Protection, ISAs, Investment Bonds, Investment Trusts, Life Assurance, Offshore investments, Personal Lines, Personal Pensions, Personal Protection, Residential Mortgages, Retirement Planning, SIPP, Tax Efficient Investments, Traded Endowments, Unit Trusts, VCT
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Financial Qualifications: FPC1, FPC2, FPC3
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Address: 60 New Broad Street, London, EC2M 1JJ
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Telephone: 020 7065 1762
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Fax: 020 7065 1799
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Charging Structure: As AWD Chase de Vere is one of the largest and most widely respected firms of independent financial advisers in the UK, we can offer the payment of fixed fees or we can receive commission. Our charges are disclosed prior to work being carried out. The first meeting is free of charge and can be held in private meeting rooms in our London office or a suitable alternative.
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Business Areas: Commercial Mortgages, Direct Investments, EIS, Equity release, Ethical investments, Group Pensions, Group Protection, ISAs, Investment Bonds, Investment Trusts, Life Assurance, Longterm care, Management of Investments, Offshore investments, Personal Pensions, Personal Protection, Property investments, Residential Mortgages, Retirement Planning, SIPP, Structured Products, Tax Efficient Investments, Traded Endowments, Unit Trusts, VCT
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Financial Qualifications: AFPC, CeMAP, FPC1, FPC2, FPC3
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Address: 46 Aldgate High St, London, EC3N 1AL
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Telephone: 020 7920 7520
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Fax: 020 7920 7521
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Charging Structure: Fee or commission
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Business Areas: Direct Investments, Group Pensions, Group Protection, ISAs, Investment Bonds, Life Assurance, Offshore investments, Personal Lines, Personal Pensions, Personal Protection, Residential Mortgages, Retirement Planning, SIPP, Unit Trusts
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Financial Qualifications: CeFA, CeMAP, DipFA
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